What the source did
- She built a Grok Bot named Payback. Its job is to find money she's owed or overpaying, then help her get it back.
- It runs weekly passes that catch free trials before they turn into paid plans, duplicate subscriptions, and price increases on recurring bills.
- It also confirms that Amazon actually gave her credit for her returns.
- Its goal is to more than cover its own plan cost every month.
- She says the first pass found $735.48. In a reply she added that it's all real: returns and credits she never had time to check.
- She shared it as a template, "Payback by Tina", linked above. Its description says it reads your inbox and transactions, drafts the asks, and sends a monthly receipt showing whether it paid for its own plan, counting only proven wins.
- Heads-up: $735.48 is what the first pass found; she didn't say how much has been recovered so far. It's a small post (7 likes, about 339 views when we checked).
“And it's all real! Returns, credits. It's all stuff I never had the time to check up on.”— Tina Bean (@TinaMBean), X
Summary written by Agent Cookbook from the original post. See the original for the full context. How we source recipes
Our notes
- What it takes
- Her Payback Grok Bot template, with access to your inbox and transactions. It runs a weekly pass and sends a monthly receipt of proven wins.
- Where it breaks
- Counting what it finds as money back (her $735.48 is what the first pass found, not what's been recovered), and trials that slip into paid plans before you act.
- Human checkpoint
- The bot finds and drafts the asks. You send each request, cancel trials or subscriptions and handle returns yourself.
- Tools involved
- Grok Bot, Her Payback template, Your inbox and transactions for it to read
✓ Verified Source link checked and still live. Notes by Thomas, editor. How we verify
Get their template
Made and published by Tina Bean. Start here; it is their original, not ours.
Our adapted version
Ours Our version, built from her post. Her own template is linked above; use that first. Fill in the [BRACKETS].
Find money I'm owed or overpaying. Never contact anyone.
Once a week, go through my inbox and transactions and look for:
1. Free trials about to turn into paid plans. List each with the date it starts charging.
2. Duplicate subscriptions: the same service charged more than once.
3. Price increases on recurring bills: the old price, the new price, and when it changed.
4. Returns: check that every Amazon return was actually credited. List any that weren't, and any purchases still inside their return window.
5. Refunds I was promised that never arrived.
For each find, show the email or transaction that proves it and the amount. Mark anything you're unsure of as "check".
For each find I confirm, draft the ask (a refund or credit request, or a note on what I should cancel) and wait for me.
Once a month, give me a receipt: proven wins only, and whether they cover your plan cost.
Only find and draft. Never send a message, pay, buy, cancel, start a return or delete anything.
Approval rule
🛡
The bot finds the money and drafts the asks. You send each request, cancel trials and subscriptions, and handle returns yourself; it never contacts anyone, pays, buys, cancels or deletes. Sending, buying, posting, and deleting always need a human.
Set it up
- Add her Payback template from the link above.
- Give it access to your inbox and transactions.
- Let it run its weekly pass.
- Check each find against the email or charge it points to.
- Send each ask yourself, cancel any trial or subscription you don't want, and handle returns yourself.
- Read the monthly receipt to see whether it covered its own plan cost.
Common failures
⚠
- Counting finds as money back. Her $735.48 is what the first pass found; track what actually comes back, as the template's receipt does with proven wins only.
- Letting a trial slip into a paid plan. Catching trials before they go to paid is part of the weekly pass, so act on those finds first.
- Letting it send or cancel on its own. It drafts; you send, cancel and return.
Variations
- Use her template as-is. Our prompt is a text version if you'd rather build your own.
- Start with returns. Checking that Amazon credited each return is one of the jobs she lists.
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